Yes, you would need to wait to reapply after 30 days, otherwise the system will detect the previously declined application and deny it again. Since my application was never fully processed due to my locked credit report, do I really need to wait? Has anyone ever tried reapplying before 30 days and been successful? After unlocking my Innovis report I called Synchrony Back and they stated I had to wait 30 days to reapply. After calling Innovis, they confirmed my report was locked with them and they supply reports to Synchrony Bank. After a couple of hours of this, I checked my file cabinet and I found a printout i had saved with Innovis info on it. I called Synchrony Bank and they insisted it was locked but couldn't tell me with who. They all confirmed my reports were unlocked. I knew my reports weren't locked but I proceeded to call Transunion, Equifax and Experian anyway. The response in the mail came stating they weren't able to approve my request due to my credit report being locked. It wasn't approved immediately and I had to wait for a snail mail response. Since my application was never fully processed due to my locked credit report, do I really need to wait? Has anyone ever tried reapplying before 30 days and been NovemI applied for a Synchrony Bank Google Store credit card. On NovemI applied for a Synchrony Bank Google Store credit card.

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